On the first week of June, responding to a brutal market downturn that hit my portfolio, I decided to close my journals and step away from the markets entirely to prevent any panic selling.
By the following week, with my mental energy slowly recovered, I braced myself to check the portfolio once again—analyzing everything with a clear head to stay objective. This is how my portfolio stands after the heavy storm in early June 2026.
1. The Long-Term Bucket (Future Wealth)
- Platforms: Pluang (US Indexes), Tokocrypto (Crypto Assets), and a Leveraged Account.
- Total Allocation: $6,698.
- Current Standing: After hitting a peak profit of +18.50% two weeks ago, the bucket has now corrected to +10.37%.
- Main Dragger: The primary drop came from my crypto assets on Tokocrypto, which plunged to $955.65 amid a broader global market correction.
- Evaluation: On Pluang, I missed the window to lock in profits before the pullback, though it remains the anchor keeping this bucket in the green.
- Factor X: I narrowly avoided a catastrophic Margin Call (MC) on my leveraged account due to a timely structural adjustment by the platform provider, which excluded deep losses from the current balance calculation.
2. The Loan Interest Offset Bucket (15-Year Horizon)
- Platform: Bareksa (Domestic Equities).
- Total Allocation: $4,186.
- Current Standing: A severe drawdown, plummeting deep into negative territory at -31.35%.
- Reflections: This marks the deepest paper loss since I started tracking this journal. Because this bucket serves to offset long-term loan interests, a passive strategy is no longer viable.
- Tactical Step: To counter this, I activated a separate investment account with a fresh deposit of $1,116 to capture market mispricings while the market is in a panic.
3. The Short-Term Bucket (< 5 Years)
- Platform: IPOT (Domestic Stock Market).
- Total Allocation: $4,633.
- Current Standing: Facing a steady decline, down to -18.04%.
- Reflections: This bucket has dropped for five consecutive weeks without any meaningful bounce. For a fund with a hard deadline under five years, time is the ultimate enemy; the narrower the recovery window, the riskier the outcome.
🔭 The Big Picture: Global Portfolio Summary
| Category | Initial Balance (USD) | Current Value (USD) | Profit/Loss (%) |
| Future Wealth | $7,458.05 | $8,231.42 | +10.37% |
| Loan Interest Offset | $4,661.28 | $3,199.93 | -31.35% |
| Short-Term Fund | $5,158.48 | $4,228.01 | -18.04% |
| COMBINED | $17,277.81 | $15,659.36 | -9.37% |
In total, the combined portfolio sits at an unrealized loss of -$1,618.45. The gains from my international assets are no longer large enough to carry the heavy underperformance of the other buckets.
Moving Forward
I have realized that calmness without execution is merely a postponement of the inevitable. While I can remain patient with my long-term wealth, my equity portfolios demand urgent intervention. Deep evaluations and concrete actions must take place this week.